1. When a bank adjusts a loan from a deposit of the same name and the same capacity in the same bank, it is called:
1) Right to lien
2) Right to adjustment
3) Right to set off
4) Right to appropriation
5) None of these
2. The govt notified which of the following communities as the national minority recently?
1) Jain
2) Buddhist
3) Parsi
4) Wahabi
5) None of these
3. Clayton’s rule, one of the most important legal decisions relating to banking laws, is applicable to which of the following type of loan accounts?
1) Term loan accounts
2) Demand loan accounts
3) Cash credit accounts
4) Overdraft accounts
5) Only 3) and 4)
4. What does repository refer to as in banking terminology?
1) Currency chest owned by state govt.
2) A separate small currency chest.
3) A sub chest, whose money forms part of the main chest.
4) A currency chest maintained by private financial companies.
5) None of these
5. The communication backbone launched by the Reserve Bank of India (RBI) for Indian Banking and Financial Sector is known as:
1) BANKNET
2) INFINET
3) INDIANET
4) SWIFT
5) None of these
6. Which of the following is a leading electronic-payment technology firm?
(1) Nifty
(2) Visa
(3) Max
(4) APEC
(5) None of these
7. Which among the following has created the India’s first most comprehensive “Financial Inclusion Index”, recently?
(1) RBI
(2) CRISIL
(3) ICRA
(4) CIBIL
(5) None of these
8. Which of the following is/are the major reforms the Govt. has introduced in the banking sector?
(A) Dismantling the complex system of interest rate controls
(B) Eliminating prior approval of the RBI for large loans
(C) Introduction of capital adequacy norms and a few other prudential norms
1) Only A
2) Only B
3) Only C
4) All A, B & C
5) None of these
9. As per the reports in various newspapers/magazines etc, the agricultural productivity in India is low in comparison to other countries. What are main reasons for it?
(A) Lack of credit and marketing facilities
(B) Uneconomic holdings
(C) Outdated agricultural techniques
1) Only A
2) Only B
3) Only C
4) Both A & C
5) All A, B & C
10. National Food Security Management scheme has been launched by the Govt of India to achieve which of the following?
(A) Demonstration of improved production technology
(B) Distribution of high-yield variety seeds
(C) Distribution of fertiliser subsidy to farmers directly in cash
1) Only A
2) Only B
3) Only C
4) Both A & B
5) All A, B & C
11. What is the full form of CFSA as used in financial sectors?
1) Corporation of Farmers and Subsidiary Allocation
2) Committee on Financial Sector Assessment
3) Committee on Farming Sector and Agronomy
4) Commission to Float Scientific Agriculture
5) None of these
12. DCM Trophy is associated with the game of
1) Hockey
2) Cricket
3) Badminton
4) Golf
5) Football
13. The Reserve Bank came out with final guidelines for the non-banking finance companies (NBFCs) with regard to the early detection and recovery of bad loans recently. Which of the following is correct in this regard?
1) The guidelines will be effective from 1 Apr 2015.
2) Before a loan account turns into an NPA, NBFCs will be required to identify incipient stress in the account by creating a sub-asset category 'special mention accounts' (SMA).
3) The Bank permitted NBFCs to sell NPAs to other banks, financial institutions or NBFCs without any initial holding period.
4) All the above
5) Only 2) and 3)
14. Which of the following has been made compulsory by the RBI for all debit card transactions from 1 Dec, 2013?
1) Punching PIN
2) Furnishing ID card
3) Using one-time password send by the bank
4) Shopping at RBI-authorised point-of-sale only
5) None of these
15. The Reserve Bank of India (RBI), recently, has allowed banks to pay interest on rupee savings and term deposits at
1) Quarterly or longer rests
2) Shorter than quarterly intervals
3) Half yearly or longer rests
4) Yearly intervals
5) None of these
16. The 35th National Games will be held in which state in January 2015?
(1) Karnataka
(2) Kerala
(3) West Bengal
(4) Jharkhand
(5) Gujarat
17. The Repo Rate of RBI is not applicable to ____?
(1) All Commercial Bank
(2) All Regional Rural Banks
(3) All Non- Banking Finance Companies
(4) All Co-operative Banks
(5) None of these
18. India’s first indigenous nuclear submarine is scheduled to head for the open seas for extensive trials in early 2014. Name the submarine
1) INS Sindhugosh
2) INS Arihant
3) INS Chakra
4) INS Sindhurakshak
5) None of these
19. A data warehouse is which of the following?
(1) Can be updated by the end users
(2) Contains numerous naming conventions and formats
(3) Organized around important subject areas
(4) Contains only current data
(5) None of these
20. ______________ servers store and manage files for network users.
(1) Authentication
(2) Main
(3) Web
(4) File
(5) None of these
21. All of the following are examples of real security and privacy risks Except _____
(1) hackers
(2) spam
(3) viruses
(4) identify theft
(5) None of these
22. ___________ terminals (formerly known as cash registers) are often connected to complex inventory and sales computer systems .
(1) Data
(2) Sales
(3) Query
(4) (Point-of-sale (POS)
(5) None of these
23. The OSI model is divided into _______ processes called layers.
(1) five
(2) six
(3) seven
(4) eight
(5) None of these
24. System software is the set of programs that enables your computer’s hardware devices and ______ software to work together.
(1) management
(2) processing
(3) utility
(4) application
(5) None of these
25. ________ are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat.
(1) Servers
(2) Embedded computers
(3) Robotic computers
(4) Mainframes
(5) None of these
26. The following are all computing devices, except………?
(1) notebook computers
(2) cellular telephones
(3) digital scanners
(4) personal digital assistants
(5) None of these
27. In a ring topology , the computer in possession of the ______ can transmit data.
(1) packet
(2) data
(3) access method
(4) token
(5) None of these
28. This part of operating system manages the essential peripherals, such as the keyboard, screen , disk drives, and parallel and serial ports ____?
(1) basic input/output system
(2) secondary input/output system
(3) peripheral input/output system
(4) marginal input/output system
(5) None of these
29. ________ Viruses are often transmitted by a floppy disk left in the floppy drive
(1) Trojan horse
(2) Boot sector
(3) Script
(4) Logic bomb
(5) None of these
30. ________ controls the way in which the computer system functions and provides a means : by which users can interact with the computer
(1) The platform
(2) Application software
(3) Operating system
(4) The motherboard
(5) None of these
31. Servers are computers that provide resources to other computers connected to a ___________?
(1) mainframe
(2) network
(3) supercomputer
(4) client
(5) None of these
32. A goal of data mining includes which of the following?
(1) To explain some observed event or condition
(2) To confirm that data exists
(3) To analyze data for expected relationships
(4) To create a new data warehouse
(5) None of these
33. A database management system (DBMS) is a …………
(1) hardware system used to create , maintain and provide controlled access to a database
(2) hardware system used to create, maintain, and provide uncontrolled access to a database.
(3) software system used to create, maintain, and provide uncontrolled access to a database.
(4) is a collection of programs that enables you to store, modify, and extract information from a database
(5) None of these
34. A ‘Call’ in marketing jargon means___?
(1) a phone call
(2) browsing the net
(3) to call on a prospect
(4) a call centre
(5) a place of worship
35. The task of marketing involves____?
(1) opening new branches
(2) buying a company
(3) selling a company
(4) selling products and services of a company
(5) mergers
36. Service Marketing is the same as___?
(1) relationship marketing
(2) transaction marketing
(3) passive marketing
(4) internal marketing
(5) instant marketing
37. ‘Conversion’ means:
(1) to convert losses into profits
(2) to convert profits into losses
(3) to change a product suitably to suit each customer
(4) to convert a prospect into a buyer
(5) selling products and services of a company
38. The type of marketing involved in banks is:
(1) transaction marketing
(2) service marketing
(3) commodity marketing
(4) ruthless marketing
(5) indifferent marketing
39. A DSA’s (Direct Selling Agent’s) main job is:
(1) to design products
(2) to sell to the target groups
(3) to do market survey
(4) to distribute profits
(5) to earn incentives
40. Transaction marketing involves selling of___?
(1) mere goods
(2) mere services
(3) ideas and thoughts
(4) repair work
(5) after – sales service
41. Which statement is true?
(1) The distribution channel is also responsible for the delivery of the product to the customer.
(2) Certain products can be delivered through can be delivered through the internet also.
(3) The use of e-mail offers a faster and more focused approach
(4) All of these
(5) None of these
42. The internet offers marketers a fast, versatile and inexpensive---
(1) Communication medium
(2) Cost of production
(3) Cost of construction
(4) All of these
(5) None of these
43. What is true about on –line marketing?
(1) An effective website is one that is easy to aces, regularly updated and provides economic of scale.
(2) The two most popular advertising methods on the internal are Commercial website and banners.
(3) A good advertisement engages the prospect with the brand
(4) All of these
(5) None of these
1) Right to lien
2) Right to adjustment
3) Right to set off
4) Right to appropriation
5) None of these
2. The govt notified which of the following communities as the national minority recently?
1) Jain
2) Buddhist
3) Parsi
4) Wahabi
5) None of these
3. Clayton’s rule, one of the most important legal decisions relating to banking laws, is applicable to which of the following type of loan accounts?
1) Term loan accounts
2) Demand loan accounts
3) Cash credit accounts
4) Overdraft accounts
5) Only 3) and 4)
4. What does repository refer to as in banking terminology?
1) Currency chest owned by state govt.
2) A separate small currency chest.
3) A sub chest, whose money forms part of the main chest.
4) A currency chest maintained by private financial companies.
5) None of these
5. The communication backbone launched by the Reserve Bank of India (RBI) for Indian Banking and Financial Sector is known as:
1) BANKNET
2) INFINET
3) INDIANET
4) SWIFT
5) None of these
6. Which of the following is a leading electronic-payment technology firm?
(1) Nifty
(2) Visa
(3) Max
(4) APEC
(5) None of these
7. Which among the following has created the India’s first most comprehensive “Financial Inclusion Index”, recently?
(1) RBI
(2) CRISIL
(3) ICRA
(4) CIBIL
(5) None of these
8. Which of the following is/are the major reforms the Govt. has introduced in the banking sector?
(A) Dismantling the complex system of interest rate controls
(B) Eliminating prior approval of the RBI for large loans
(C) Introduction of capital adequacy norms and a few other prudential norms
1) Only A
2) Only B
3) Only C
4) All A, B & C
5) None of these
9. As per the reports in various newspapers/magazines etc, the agricultural productivity in India is low in comparison to other countries. What are main reasons for it?
(A) Lack of credit and marketing facilities
(B) Uneconomic holdings
(C) Outdated agricultural techniques
1) Only A
2) Only B
3) Only C
4) Both A & C
5) All A, B & C
10. National Food Security Management scheme has been launched by the Govt of India to achieve which of the following?
(A) Demonstration of improved production technology
(B) Distribution of high-yield variety seeds
(C) Distribution of fertiliser subsidy to farmers directly in cash
1) Only A
2) Only B
3) Only C
4) Both A & B
5) All A, B & C
11. What is the full form of CFSA as used in financial sectors?
1) Corporation of Farmers and Subsidiary Allocation
2) Committee on Financial Sector Assessment
3) Committee on Farming Sector and Agronomy
4) Commission to Float Scientific Agriculture
5) None of these
12. DCM Trophy is associated with the game of
1) Hockey
2) Cricket
3) Badminton
4) Golf
5) Football
13. The Reserve Bank came out with final guidelines for the non-banking finance companies (NBFCs) with regard to the early detection and recovery of bad loans recently. Which of the following is correct in this regard?
1) The guidelines will be effective from 1 Apr 2015.
2) Before a loan account turns into an NPA, NBFCs will be required to identify incipient stress in the account by creating a sub-asset category 'special mention accounts' (SMA).
3) The Bank permitted NBFCs to sell NPAs to other banks, financial institutions or NBFCs without any initial holding period.
4) All the above
5) Only 2) and 3)
14. Which of the following has been made compulsory by the RBI for all debit card transactions from 1 Dec, 2013?
1) Punching PIN
2) Furnishing ID card
3) Using one-time password send by the bank
4) Shopping at RBI-authorised point-of-sale only
5) None of these
15. The Reserve Bank of India (RBI), recently, has allowed banks to pay interest on rupee savings and term deposits at
1) Quarterly or longer rests
2) Shorter than quarterly intervals
3) Half yearly or longer rests
4) Yearly intervals
5) None of these
16. The 35th National Games will be held in which state in January 2015?
(1) Karnataka
(2) Kerala
(3) West Bengal
(4) Jharkhand
(5) Gujarat
17. The Repo Rate of RBI is not applicable to ____?
(1) All Commercial Bank
(2) All Regional Rural Banks
(3) All Non- Banking Finance Companies
(4) All Co-operative Banks
(5) None of these
18. India’s first indigenous nuclear submarine is scheduled to head for the open seas for extensive trials in early 2014. Name the submarine
1) INS Sindhugosh
2) INS Arihant
3) INS Chakra
4) INS Sindhurakshak
5) None of these
19. A data warehouse is which of the following?
(1) Can be updated by the end users
(2) Contains numerous naming conventions and formats
(3) Organized around important subject areas
(4) Contains only current data
(5) None of these
20. ______________ servers store and manage files for network users.
(1) Authentication
(2) Main
(3) Web
(4) File
(5) None of these
21. All of the following are examples of real security and privacy risks Except _____
(1) hackers
(2) spam
(3) viruses
(4) identify theft
(5) None of these
22. ___________ terminals (formerly known as cash registers) are often connected to complex inventory and sales computer systems .
(1) Data
(2) Sales
(3) Query
(4) (Point-of-sale (POS)
(5) None of these
23. The OSI model is divided into _______ processes called layers.
(1) five
(2) six
(3) seven
(4) eight
(5) None of these
24. System software is the set of programs that enables your computer’s hardware devices and ______ software to work together.
(1) management
(2) processing
(3) utility
(4) application
(5) None of these
25. ________ are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat.
(1) Servers
(2) Embedded computers
(3) Robotic computers
(4) Mainframes
(5) None of these
26. The following are all computing devices, except………?
(1) notebook computers
(2) cellular telephones
(3) digital scanners
(4) personal digital assistants
(5) None of these
27. In a ring topology , the computer in possession of the ______ can transmit data.
(1) packet
(2) data
(3) access method
(4) token
(5) None of these
28. This part of operating system manages the essential peripherals, such as the keyboard, screen , disk drives, and parallel and serial ports ____?
(1) basic input/output system
(2) secondary input/output system
(3) peripheral input/output system
(4) marginal input/output system
(5) None of these
29. ________ Viruses are often transmitted by a floppy disk left in the floppy drive
(1) Trojan horse
(2) Boot sector
(3) Script
(4) Logic bomb
(5) None of these
30. ________ controls the way in which the computer system functions and provides a means : by which users can interact with the computer
(1) The platform
(2) Application software
(3) Operating system
(4) The motherboard
(5) None of these
31. Servers are computers that provide resources to other computers connected to a ___________?
(1) mainframe
(2) network
(3) supercomputer
(4) client
(5) None of these
32. A goal of data mining includes which of the following?
(1) To explain some observed event or condition
(2) To confirm that data exists
(3) To analyze data for expected relationships
(4) To create a new data warehouse
(5) None of these
33. A database management system (DBMS) is a …………
(1) hardware system used to create , maintain and provide controlled access to a database
(2) hardware system used to create, maintain, and provide uncontrolled access to a database.
(3) software system used to create, maintain, and provide uncontrolled access to a database.
(4) is a collection of programs that enables you to store, modify, and extract information from a database
(5) None of these
34. A ‘Call’ in marketing jargon means___?
(1) a phone call
(2) browsing the net
(3) to call on a prospect
(4) a call centre
(5) a place of worship
35. The task of marketing involves____?
(1) opening new branches
(2) buying a company
(3) selling a company
(4) selling products and services of a company
(5) mergers
36. Service Marketing is the same as___?
(1) relationship marketing
(2) transaction marketing
(3) passive marketing
(4) internal marketing
(5) instant marketing
37. ‘Conversion’ means:
(1) to convert losses into profits
(2) to convert profits into losses
(3) to change a product suitably to suit each customer
(4) to convert a prospect into a buyer
(5) selling products and services of a company
38. The type of marketing involved in banks is:
(1) transaction marketing
(2) service marketing
(3) commodity marketing
(4) ruthless marketing
(5) indifferent marketing
39. A DSA’s (Direct Selling Agent’s) main job is:
(1) to design products
(2) to sell to the target groups
(3) to do market survey
(4) to distribute profits
(5) to earn incentives
40. Transaction marketing involves selling of___?
(1) mere goods
(2) mere services
(3) ideas and thoughts
(4) repair work
(5) after – sales service
41. Which statement is true?
(1) The distribution channel is also responsible for the delivery of the product to the customer.
(2) Certain products can be delivered through can be delivered through the internet also.
(3) The use of e-mail offers a faster and more focused approach
(4) All of these
(5) None of these
42. The internet offers marketers a fast, versatile and inexpensive---
(1) Communication medium
(2) Cost of production
(3) Cost of construction
(4) All of these
(5) None of these
43. What is true about on –line marketing?
(1) An effective website is one that is easy to aces, regularly updated and provides economic of scale.
(2) The two most popular advertising methods on the internal are Commercial website and banners.
(3) A good advertisement engages the prospect with the brand
(4) All of these
(5) None of these
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3
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11
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3
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21
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2
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31
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2
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41
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4
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2
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1
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12
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5
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22
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4
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32
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1
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42
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1
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3
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5
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13
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5
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23
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3
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33
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4
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43
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4
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4
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3
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14
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1
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24
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4
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34
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3
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5
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2
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15
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2
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25
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35
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6
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16
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2
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26
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3
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36
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7
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2
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17
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3
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27
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4
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37
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8
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3
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18
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2
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28
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1
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38
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2
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9
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5
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19
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29
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2
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39
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10
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