1. First woman IPS officer is ......
1) Kiran Bedi
2) Bachendri Pal
3) Sarojini Naidu
4) Sucheta Kripalani
5) Isha Basant Joshi
2. First Compressed Natural Gas (CNG) - powered train would run between Rewari - Rohtak. Rewari - Rohtak are in.....
1) Haryana
2) Jammu Kashmir
3) Kerala
4) UP
5) Tamilnadu
3. Republic day 2015 guest is.......
1) Putin
2) Shianzo Abe
3) Obama
4) Xi Jinping
5) Nawaz Sharif
4. Armed forces for the first time will have allwomen marching contingent in the Republic Day parade. Modi named it as ......
1) Naari Shakti
2) Stree Bheri
3) Narri Nichay
4) Nirbhaya Patham
5) None
5. First USA President to visit India twice in office is ....
1) Barack Obama
2) Bill Clinton
3) Geroge Bush
4) Dwight Eisenhower
5) John Fitzgerald Kennedy
6. The Red Sari, the book on Sonia Gandhi written by .......
1) Avinash Kumar
2) Pranab Mukarjee
3) Javier Moro
4) Maneka Gandhi
5) None
7. The new President of Tunisia is?
1) Abdelaziz Bouteflika
2) Abdel Fattah el-Sisi
3) Mulatu Teshome
4) Uhuru Kenyatta
5) Beji Caid Essebsi
8. Tunisia Capital?
1) Algiers
2) Cairo
3) Addis Ababa
4) Nairobi
5) Tunis
9. The currency of Tunisia is?
1) Dollar
2) Pound
3) Birr
4) Shilling
5) Dinar
10. Banks obtain photograph at the time of opening of the account with a view to:
a) Avoid benami accounts
b) Verify the identity of the customer
c) Verify with police records
d) a & b
e) a to c
11. Banks are required to submit CTR (Cash Transaction Report) to ___ within ___ of succeeding month.
a) FIU, 30 days
b) FIU, 15 days
c) FIU, 7 days
d) RBI, 7 days
e) RBI, 15 days
12. Premium payable on deposit insurance on every Rs.100 per annum is
a) 10 paise
b) 5 paise
c) 25 paise
d) 50 paise
e) None
13. Which of the following can’t be a nominee?
a) Illiterate Person
b) Minor
c) NRI
d) HUF
e) None
14. In case of dishonor of cheques on financial grounds, the holder is required to issue notice to the drawer within ___ days to claim remedy under section 138 of NI Act
a) 7 Days
b) 30 Days
c) One Year
d) Three Years
e) None
15. National Payment Corporation of India (NPCI) has set up payment network to enable the member banks to issue Domestic Payment Cards with a brand ___
a) Visa Card
b) Master Card
c) Prepaid Card
d) RuPay
e) Travel Card
16. Permanent Account Number (PAN) is mandatory for
a) Bank transactions (cash) of Rs. 50000/- & above
b) Purchase and sale of shares/ debentures/bonds of Rs. 50000/- & above
c) Purchase and sale of immovable property where the value of the property is Rs. 5 lakh & above
d) a & c
e) All
17. High Debt Service Coverage Ratio (DSCR) indicates
a) Unable to meet the installment obligations
b) Able to meet payment of installments comfortably
c) Liquidity problem
d) a & c
e) None
18. Which of the following statement is not true with regard to Capital Gains Deposit Scheme?
a) Income Tax Assess who are eligible for exemption under section 54 of the IT Act are alone can open account with Banks
b) Accounts can be opened under Savings, Fixed and Term Deposits
c) Cheque book can be issued to eligible accounts.
d) No lien or deposit loan is allowed against such deposits
e) None
19. Which of the following statement is not correct with regard to Tax Saver Scheme of Banks?
a) Tax exemption is available for the deposit amount under section 80C of IT Act
b) Period of deposit is allowed up to 5 Years
c) TDS is applicable, if interest payment is above Rs.10000/- in a financial year
d) Maximum amount of deposit allowed is Rs. 5 lakhs
e) c & d
20. Financial statements includes
a) Balance Sheet
b) P & L
c) Cash & Funds Flow
d) a & b
e) a, b & c
ANSWERS:
1-1
2-1
3-3
4-1
5-1
6-3
7-5
8-5
9-5
10-d
11-b
12-a
13-d
14-b
15-d
16-e
17-b
18-c
19-d
20-e
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