Tuesday, March 31, 2015

Reasoning Quiz

Directions (1-3): Study the following information carefully to answer the given questions:

There are six people - P, Q, R, S, T and U - each having different weight. P is heavier than U but lighter than Q. T is heavier than R but lighter than P. Q is lighter than S. R is not the lightest. The second lightest person weighs 52 kilogram while the third heaviest is of 64 kilogram.


1. Who among the following may be of 58 kilogram in weight?
(1) P
(2) Q
(3) T
(4) R
(5) U

2. How many persons are heavier than R?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

3. Which of the following may rep-resent the weight of Q?
(1) 62 kg
(2) 66 kg
(3) 60 kg
(4) 58 kg
(5) 56 kg

Directions (4-8): Study the following information carefully and answer the given questions:

Twelve persons are sitting in two parallel rows containing six persons each, in such a way that there is an equal distance between adjacent persons. In row-1, A, B, C, D, E and F are seated (but not necessarily in the same order) and all of them are facing south. In row-2, P, Q, R, S, T and V are seated (but not necessarily in the same order) and all of them are facing north. Therefore, in the given seating arrangement each person seated in a row faces another person of the other row.

A sits third to the left of E. The person facing A sits second to the left of T. Two persons are sitting between T and P. C and D are immediate neighbours. C and D do not sit at any of the extreme ends of the line. Only one person sits between B and C. The person facing D is an immediate neighbour of Q. V is not an immediate neighbour of P. S does not face A.

4. Who amongst the following sits seconds to the right of the person who faces R?
(1) C
(2) D
(3) B
(4) E
(5) Can not be determined

5. Which of the following statements regarding B is true?
(1) B sits second to the left of C
(2) A sits to immediate left of B
(3) T faces B
(4) D is an immediate neighbour of B
(5) The person who faces B is an immediate neighbour of S

6. Who amongst the following faces P?
(1) A
(2) D
(3) C
(4) E
(5) Can not he determined

7. Who amongst the following sits exactly between T and R?
(1) V
(2) Q
(3) S
(4) P
(5) Can not be determined

8. Four of the following live are alike in a certain way based on the given seating arrangement and thus form a group. Which is the one that does not belong to the group?
(1) F
(2) Q
(3) T
(4) C
(5) E

Directions (9-13): Study the following information carefully and answer the given questions:

In a certain code language: 
  • "Only in serial order" is written as "ve pu na to".
  • "Order in the state" is written as "li ve su pu".
  • "The logical idea only" is written as "su na ri jo".
  • "In idea or theory" is written as "zt jo bk pu",

9. Which of the following is the code of 'theory'?
(1) zt
(2) bk
(3) jo
(4) pu
(5) Either 'zt' or 'bk'

10. The code 'li ri to ve' may represent
(1) serial order theory only
(2) only idea state order
(3) state logical serial order
(4) serial theory state the
(5) only the idea logical

11. Which of the following may represent "logical idea is only order"?
(1) jo na ri ge ve
(2) ve na ri jo pu
(3) ri ve na zt bk
(4) bk to pu jo ve
(5) na ve su li pu

12. Which of the following is the code of "logical"?
(1) su
(2) jo
(3) na
(4) ri
(5) None of these

13. Which of the following is code of "serial"?
(1) pu
(2) to
(3) ve
(4) su
(5) Can not be determined


Solutions (1-3):

1. (3)
2. (5)
3. (2)

Solutions (4-8):


4. (2)
5. (1)
6. (3)
7. (1)
8. (4)

Solutions (9-13):

in - pu
order - ve
only - na
serial - to
the - su
state - li
idea - jo
logical - ri
or / theory - zt / bk

9. (5)
10. (3)
11. (1)
12. (4)
13. (2)

Banking Awareness : Quiz

1.The bank which refinances the loans given to the poor and weaker sections to construct or buy houses is
A.) SIDBI
B.) IDBI
C.) NHB
D.) IIBI
E.) None of these
2. A is ACH ELECTRONIC Nationwide Automated System Monitors and Administers the Process of that  fund Clearance between Cheques and Banks. Expand ACH.
A.) Automatic Check Clearing House
B.) Automated Check House
C.) Automated Clearing House
D.) Automatic Clearing House
E.) None of these

3. The appointments of Banking Ombudsman will be carried out by which of the following?
A.) Finance Ministry
B.) RBI
C.) Govt. of India
D.) SEBI
E.) None of these
4. All the Venture Capital Funds must be registered and should get a grant of certificate from which of the following?
A.) SEBI
B.) RBI
C.) Industrial Finance Corporation of India Limited (IFCI)
D.) Industrial Investment Bank of India Limited (IIBI)
E.) None of these

5. After the recommendations of which of the following committee the Regional Rural Banks were setup?
A.) Sarayya Committee
B.) Kapoor Committee
C.) Narasimhan Committee
D.) Rangarajan Committee
E.) None of these

6. Self Help Group (SHG) Bank Linkgage programme was first launched by
A.) RRBs
B.) NABARD
C.) SBI
D.) RBI
E.) None of these

7. As part of the Financial Inclusion the following acts as an alternative to the Branch Banking.
A.) Online Banking
B.) Mobile banking
C.) Issuing of ATM Cards
D.) Kiosks
E.) None of these

8. The Know Your Customer (KYC) norms of opening a bank account has been relaxed for the accounts with minimum balance of
A.) Rs.1,00,000 / -
B.) Rs.25,000 / -
C.) Rsl50,000 / - D.) Rsl75,000 / - E.) None of these 9. The Bank for International Settlements (BIS) Provides the Banking SUPERVISION Accords which is  Located in which Country 



A.) England B.) USA 
C.) France D.) Switzerland E.) None of these 


10. The Capital Market of Indian financial system deals with which of the following funds?
A.) Hedge Funds B.) Short-term Funds 
C.) Long-term Funds D.) Government Funds 
E.) None of these

11. Which of the below acts as the principle regulator in the capital market in India?
A.) IRDA B.) RBI 
C.) SIDBI D.) SEBI E.) None of these 12. The security which is a claim on the government and is a secure financial instrument guarantees certainty of both capital and interest is called? 



A.) Gilt-edged Security B.) Call Money 
C.) Treasury Bills D.) Certificate of Deposits E.) None of these 


13. Banks generally borrow funds from which of the following money markets to meet the mandatory Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) requirements as stipulated by the Central bank?
A.) Notice Money Market B.) Call Money Market 
C.) Bill Market D.) Money Market E.) None of these 14. Reserve Bank of India was setup on the recommendations of which of the following commission / committee? 



A.) Royal Commission B.) Hilton Young Commission 
C.) Dantwala Committee D.) DR Mehta Commission 

15. The Deposit insurance facility provided by the DICGC is not available for which of the following
A.) LIC B.) GIC 
C.) SIDBI D.) NBFCs 
E.) None of these Answers  1.C 2lC 3lB 4.A 5lC 6lB 7lB 8lC 9lD L0lC LllD L2lA L3lB L4lB 15 .D
















Quant Quiz- Data Interpretation (Line Graph)

Question(1-5) :-
Two different finance companies declare fixed annual rate of interest on the amounts investewith them by investors. The rate of interest offered by these companies may differ from yearto year depending on the variation in the economy of the country and the banks rate ofinterest. The annual rate of interest offered by the two Companies P and Q over the years isshown by the line graph provided below.
Annual Rate of Interest Offered by Two Finance Companies Over the Years.


1.A sum of Rs. 4.75 lakhs was invested in Company Q in 1999 for one year. How much more interest would have been earned if the sum was invested in Company P?
A.Rs 19,000 
B.Rs.14, 250
C.Rs.11, 750 
D.Rs. 9,500
E.None of these

2.If two different amounts in the ratio 8:9 are invested in Companies P and Q respectively in 2002, then the amounts received after one year as interests from Companies P and Q are respectively in the ratio?
A.2:3 
B. 3:4
C.6:7 
D.4:3
E.None of these

3.In 2000, a part of Rs. 30 lakhs was invested in Company P and the rest was invested in Company Q for one year. The total interest received was Rs. 2.43 lakhs. What was the amount invested in Company P?
A. Rs.9 lakh
B. Rs.11 lakh
C.Rs. 12 lakh 
D.Rs.18 lakh
E.None of these

4.An investor invested a sum of Rs. 12 lakhs in Company P in 1998. The total amount received after one year was re-invested in the same Company for one more year. The totalappreciation received by the investor on his investment was?
A. Rs. 2, 96,200 
B. Rs. 2, 42,200
C. Rs. 2, 25,600 
D. Rs. 2, 16,000
E. None of these

5.An investor invested Rs. 5 lakhs in Company Q in 1996. After one year, the entire amount along with the interest was transferred as investment to Company P in 1997 for one year. What amount will be received from Company P, by the investor?
A. Rs. 5, 94,550
B. Rs. 5, 80,425
C. Rs. 5, 77,800 
D. Rs. 5, 77,500
E. None of these

Question(6-10) :-
Study the following line graph and answer the questions.

Exports from Three Companies over the Years (in Rs. crore)


6.For which of the following pairs of years the total exports from the three Companies together are equal?
A. 1995 and 1998 
B. 1996 and 1998
C. 1997 and 1998 
D. 1995 and 1996
E. None of these

7.Average annual exports during the given period for Company Y is approximately what percent of the average annual exports for Company Z?
A. 87.12 % 
B. 89.64 %
C.91.21 % 
D. 93.33 %
E. None of these

8.In which year was the difference between the exports from Companies X and Y the
minimum?
A. 1994 
B. 1995
C. 1996 
D. 1997
E. None of these

9. What was the difference between the average exports of the three Companies in 1993 andthe average exports in 1998?
A. Rs. 15.33 crores 
B. Rs. 18.67 crores
C. Rs. 20 crores 
D. Rs. 22.17 crores
E. None of these

10. In how many of the given years, were the exports from Company Z more than the averageannual exports over the given years?
A. 2 
B. 3
C. 4 
D. 5
E. None of these

Answers:-


1.(D)
DIFFERENCE = Rs. [(10% of 4.75) - (8% of 4.75)]
= Rs. (2% of 4.75) lakhs
= Rs. 0.095 lakhs
= Rs. 9500.

2.(D)
Let the amounts invested in 2002 in Companies P and Q be Rs. 8x and Rs. 9xrespectively.
Then, interest received after one year from Company P= Rs. (6% of 8x)
=Rs.48x/100
and interest received after one year from Company Q= Rs. (4% of 9x)
=Rs.36x/100
Required ratio =(48x/100)/(36x/100)=4/3

3.(D)
Let Rs. x lakhs be invested in Company P in 2000, the amount invested in Company Q in
2000 = Rs. (30 - x) lakhs.
Total interest received from the two Companies after 1 year
= Rs. [(7.5% of x) + {9% of (30 - x)}] lakhs
= Rs. {2.7 -(1.5x/100)}lakhs.
2.7 -1.5x/100= 2.43
 x = 18.

4.(C)
Amount received from Company P after one year (i.e., in 199) on investing Rs. 12 lakhs in it
= Rs. [12 + (8% of 12)] lakhs
= Rs. 12.96 lakhs.
Appreciation received on investment during the period of two years
= Rs. (14.256 - 12) lakhs
= Rs. 2.256 lakhs = Rs. 2, 25,600.

5.(B)
Amount received from Company Q after one year on investment of Rs. 5 lakhs in the year1996
= Rs. [5 + (6.5% of 5)] lakhs
= Rs. 5.325 lakhs.
Amount received from Company P after one year on investment of Rs. 5.325 lakhs in theyear 1997
= Rs. [5.325 + (9% of 5.325)] lakhs
= Rs. 5.80425 lakhs
= Rs. 5, 80, 425.

6.(D)
Total exports of the three Companies X, Y and Z together, during various years are:
In 1993 = Rs. (30 + 80 + 60) crores = Rs. 170 crores.
In 1994 = Rs. (60 + 40 + 90) crores = Rs. 190 crores.
In 1995 = Rs. (40 + 60 + 120) crores = Rs. 220 crores.
In 1996 = Rs. (70 + 60 + 90) crores = Rs. 220 crores.
In 1997 = Rs. (100 + 80 + 60) crores = Rs. 240 crores.
In 1998 = Rs. (50 + 100 + 80) crores = Rs. 230 crores.
In 1999 = Rs. (120 + 140 + 100) crores = Rs. 360 crores.
Clearly, the total exports of the three Companies X, Y and Z together are same during theyears 1995 and 1996.

7. (D)
1. The amount of exports of Company X (in crore Rs.) in the years 1993, 1994, 1995, 1996, 1997, 1998 and 1999 are 30, 60, 40, 70, 100, 50 and 120 respectively.
2. The amount of exports of Company Y (in crore Rs.) in the years 1993, 1994, 1995, 1996, 1997, 1998 and 1999 are 80, 40, 60, 60, 80, 100 and 140 respectively.
3. The amount of exports of Company Z (in crore Rs.) in the years 1993, 1994, 1995, 1996, 1997, 1998 and 1999 are 60, 90,, 120, 90, 60, 80 and 100 respectively.
Average annual exports (in Rs. crore) of Company Y during the given period
=(1/7)* (80 + 40 + 60 + 60 + 80 + 100 + 140) =560/7= 80.

Average annual exports (in Rs. crore) of Company Z during the given period
=1/7* (60 + 90 + 120 + 90 + 60 + 80 + 100) =600/7
Required percentage {80/(600/7) x 100}= % 93.33%.

8.(C)
The difference between the exports from the Companies X and Y during the various years are:
In 1993 = Rs. (80 - 30) crores = Rs. 50 crores.
In 1994 = Rs. (60 - 40) crores = Rs. 20 crores.
In 1995 = Rs. (60 - 40) crores = Rs. 20 crores.
In 1996 = Rs. (70 - 60) crores = Rs. 10 crores.
In 1997 = Rs. (100 - 80) crores = Rs. 20 crores.
In 1998 = Rs. (100 - 50) crores = Rs. 50 crores.
In 1999 = Rs. (140 - 120) crores = Rs. 20 crores.
Clearly, the difference is minimum in the year 1996.

9.(C)
Average exports of the three Companies X, Y and Z in 1993
= Rs. (1/3) *(30 + 80 + 60) crores = Rs. 170/3 crores
Average exports of the three Companies X, Y and Z in 1998
= Rs.(1/3)*(50 + 100 + 80) crores = Rs.230/3 crores.
Difference = Rs.60/3  crores
= Rs. 20 crores.

10.(C)
Average annual exports of Company Z during the given period
=(1/7)* (60 + 90 + 120 + 90 + 60 + 80 + 100)
= Rs.
(600/7)crores
= Rs. 85.71 crores.
From the analysis of graph the exports of Company Z are more than the average annualexports of Company Z (i.e., Rs. 85.71 crores) during the years 1994, 1995, 1996 and 1999,i.e., during 4 of the given years.

Reasoning : Quiz

1. Vinay moves towards South-East a distance of 14m. then he moves towards West and travels a distance of 28m.From here, he moves towards North-West a distance of 14m. and finally he moves a distance of 8m towards East and comes to a halt. How far is the starting point where he stood? 
(1) 20 m 
(2) 22 m 
(3) 6 m
(4) 8 m
(5) None of these 

2. From the word ‘INTENSIFICATION’, how many independent words can be made without changing the order of the letters and using each letter only once? 
(1) Four 
(2) Five 
(3) Six 
(4) More than six 
(5) None of these

3. In a class of 180, where girls are twice the number of boys, Rupesh, a boy, ranked thirty-fourth from the top. If there are eighteen girls ahead of Rupesh, how many boys are after him in rank? 
(1) 45 
(2) 44 
(3) 60 
(4) Can’t be determined 
(5) None of these

4. Two priests A and B were talking to each other. A said to B, “My mobile set rings every 15 minutes”. B retorted, “My mobile set rings every 18 minutes.” The mobile sets of both A and B rang simultaneously at 8 am. Four of the following five timings of a certain day are alike with respect to the above situation and hence form a group. Which of the following timings is different from the group? 
(1) 6.30 am 
(2) 5.30 pm 
(3) 3.30 pm 
(4) 9.30 am 
(5) 6.30 pm

5. Pointing to a girl, Mr Raju said, “This girl is the only daughter of the husband of the mother of my wife’s brother.” Who is Raju to the girl? 
(1) Husband 
(2) Brother-in-law 
(3) Father-in-law 
(4) Either husband or brother-in-law 
(5) None of these

Directions (6 -10): Study the following information and answer the questions following it:
A festival was held by The Times of India group in the capital of India. In this festival Ken, Tim, Kat and Aish, each won a first place in one of the four events: jumping, dancing, singing and swimming, not necessarily in that order. Curiously, each winner also won a second place and a third place in two other of these four events. Study the following clues and answer the questions that follow:
(i) The one who was placed second in swimming was third in dancing.
(ii) The winner of the singing contest was placed third in swimming.
(iii) Aish did not come first in jumping or dancing.
(iv) Aish was a close second behind Kat in one of the four events.
(v) Tim was placed third in singing, but did not get a place in jumping, and was not first in dancing.

6. Who is the winner in the swimming event? 
(1) Ken 
(2) Tim 
(3) Kat 
(4) Aish 
(5) Both Kat and Tim

7. Which of the following is/are correct? 
I. Kat won first position in jumping. 
II. Kat won second position in swimming. 
III. Kat won third position in dancing. 
(1) Only I 
(2) Only II 
(3) Only III 
(4) All I, II and III 
(5) None of these

8. Which of the following is/are wrong? 
I. Ken won first position in jumping. 
II. Ken won second position in swimming. 
III. Ken won third position in dancing. 
(1) Only II and III 
(2) Only I and III 
(3) Only I and II 
(4) All I, II and III 
(5) None of these

9. Who among the following did not occupy any position, from 1st, 2nd and 3rd, in singing? 
(1) Kat 
(2) Ken 
(3) Tim 
(4) Aish 
(5) Can’t say 

10. Who among the following did not occupy any position, from 1st, 2nd and 3rd, in swimming? 
(1) Can’t say 
(2) Kat
(3) Ken 
(4) Tim 
(5) None of these

Answers 
1. (1) 







2. (4) 

3. (2) 

4. (2) 

5. (1) 

Solutions (6-10): 





6. (2) 

7. (4) 

8. (4)

9. (1)


10. (3)