Experience-1
OFFICER SCALE-1
Shashank Marathe
MY INTERVIEW EXPERIENCE
17/11/2015, 2PM
4 PANEL MEMBER 1 FEMALE 3 MALE
GOOD AFTERNOON MAM,
GOOD AFTERNOON SIRS,
ALL REPLIED WITH GOOD AFTERNOON AND SAID SIT DOWN
SAT WITH FILE AND HANDS ON MY LAP
INTERVIEW STARTED IN ENGLISH
M2(POSSIBLY BRANCH MANAGER AND SENIOR OF ALL) ASKED : WHAT IS YOUR NAME ?
ME: SHASHANK
M2: WHERE ARE YOU FROM ?
ME: NASHIK
M2: HOW MANY MEMBERS ARE IN YOUR FAMILY ?
ME: 4: FATHER ,MOTHER ,SISTER AND ME
M2: WHAT DOES YOUR FATHER DO?
ME: RETIRED TEACHER
M2: MOTHER?
ME: HOUSEWIFE
M2: SISTER
ME: ENGINEERING
M2: YOU HAVE DONE BE?
ME : YES
M2: YOU PASSED OUT IN 2012?
ME: SIR I HAVE COMPLETED MY POST GRADUATION AND ALSO PREPARING FOR COMPETITIVE EXAMS
M2: IN WHICH STREAM YOU DID YOUR POST GRADUATION?
ME: MTECH IN COMPUTER ENGINEERING
M2: IF YOU ARE MTECH, THEN WHY BANKING JOB?
ME: I WANT TO TRANSFORM LIVES OF PEOPLE, AND WANT TO WORK FOR PEOPLE OF THIS COUNTRY.
M2: THEN DON'T YOU THINK YOUR COMPUTER GRADUATION IS NOTHING BUT A WASTE?
ME: NO SIR,TECHNOLOGY HAS TAKEN OVER BANKING
M2: WHERE DID YOU COME FROM INTERVIEW?
ME : PUNE
M2: HOW DID YOU COME?
ME: BUS
M2: WHERE IS TECHNOLOGY?
ME :TECHNOLOGY HAS MADE BANKING FASTER
M2: WHAT IS BANKING?
ME: BANKING PROVIDES SERVICES AND ECONOMY TO PEOPLE
M2 ASKED M1 TO ASK QUESTION IN MARATHI
M1: WHERE ARE YOU FROM ?
ME: MALEGAON,NASHIK
M1: WHAT IS SPECIALITY OF MALEGAON ?
ME: IT IS FAMOUS FOR HANDLOOM BUSINESS. IT IS FAMOUS FOR ONE MUSLIM FESTIVAL IJTEMA WHICH IS HELD IN VERY LOCATIONS IN WORLD LIKE BANGLADESH
M2: WHAT IS ISIS?
ME: TERRORIST ORGANIZATION
M2: WHAT'S THEIR AIM?
ME: SHANTI BHANG KARNA
M2: IT'S THE AIM OF ALL TERRORIST ORGANIZATION. WHAT IS MAIN AIM OF ISIS?
ME: TO HAVING WORLD RULED BY MUSLIM COMMUNITY
M3: WHAT IS BALANCE SHEET?
ME: I AM NOT SURE, BUT IT GIVES EXPENDITURE AND REVENUE OF COMPANY IN ONE FINANCIAL YEAR
L1: WHAT IS THE PROCEDURE FOR GRANTING LOAN?
ME: I WILL CHECK WHAT HE IS HAVING AS A SECURITY
L1: IS THAT IT?
ME: I WILL CHECK ALL HIS DOCUMENTS.
L1: WHAT SUBJECT DID U STUDY IN TENTH STD?
ME: MARATHI ENGLISH SANSKRIT
L1: CAN U SPEAK HINDI?
ME:YES
L1: CAN U WRITE HINDI?
ME: YES
M2: YOU CAN GO SHASHANK THANK YOU
ME : THANK YOU,HAVE A NICE DAY
WHEN I WALKED OUT OF THE ROOM I THOUGHT THEY INTERVIEWED ME FOR JUST 5 MINS BUT IT ACTUALLY I WAS INTERVIEWED FOR 15 MINS
Experience-2
Sandhya P
Time 8.30 am
Document verification taken almost 3 to 3.30 hrs
Here the moment comes.
4 Panelist (3 Male and 1 Female)
Me: May I come in please
All: Please come in with warm welcome (Felt awsm)
Asked me to take seat
M1: Give your intro
Me: given, see satisfied
M1: Had breakfast?
Me: No, they offered me some biscuits :) Took 1 out of the
M1: Kheti hai aapki?
Me: No sir
M1: (Looking surprised) So, what's your fathers profession
Me: Answered
M1: Do you have any bank account
Me: Answered
M1: Asked interest rate, as I did not knowing it. All started asking me different rates.
Me: I fumbled a bit again
M1: What's fixed deposit and its duration
Me: Answered
M1: Who decides these rates? Is it same for all?
Me: Said no, so asked If not den how it goes
M2: Started asking that what's diff between rrbs and credit co. societies
Me: Answered, didn't seem satisfied..
M2: Which type of info outlets u see at bank.
Me: Answered
M2: What provisions are there if one does not pay interest
Me: NPAs?
M2: Yes
Me: Sir SARFESI Act, don't know why but fumbled in its full form (M1 helped me here:)
M2: What if any farmer didn't repay your loan, kya uski zameen cheen loge?
Me: Answered
M2: Tab bhi nahi hua to?
Me: Sorry sir, I dont knw
M3: Why all you engineering students coming in this field. Felt like why he is saying like thisis.
Me: Answered
Now the Lady started with Big smile
F: Asked something which I am not able to recall right now.
Me: Even I failed to answer this.
F:Asked me about Sukanya samrudhi scheme, detais.
Me: explained well
Asked fellow members if anyone wanted to ask something. Everyone said No. All said thank you, and All the very Best. again everyone was smiling. Greeted thank you
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