Monday, April 13, 2015

Banking Awareness Quiz

1. Banking sector comes under which sector?
(A) Services sector
(B) Manufacturing sector
(C) Realty sector
(D) Industrial sector
(E) None of these

2. What is 'STT'?
(A) Standard Transaction Tax
(B) Securities Transaction tax
(C) Securities Transfer tax
(D) Standard Transfer tax
(E) None of these

3. Where is the headquarters of World Bank situated?
(A) Paris
(B) New York
(C) Basel
(D) Vienna
(E) Washington DC

4. Which of the following scheme is related to Financial Inclusion?
(A) AADHAR
(B) AAY
(C) Swabhiman
(D) Swavalamban
(E) All of the above

5. Which of the following is not a credit rating agency?
(A) WADA
(B) Fitch
(C) CRISIL
(D) Moody
(E) S & P

6. What is MZM in money market?
(A) Money with highest return
(B) Money with zero maturity
(C) Money with sovereign guarantee
(D) Monetary base or total currency
(E) None of these

7. The Tier-1 capital of banks does not include _______.
(A) Paid-up capital
(B) Revaluation reserves
(C) Statutory reserves
(D) Investment fluctuation reserves
(E) None of these

8. Where is National Institute of Bank Management (NIBM) located?
(A) Nasik
(B) Mumbai
(C) Pune
(D) New Delhi
(E) None of these

9. International Day of Rural Women is observed on?
(A) September 15
(B) July 15
(C) December 15
(D) October 15
(E) November 15

10. Which of the following is a fully-owned subsidiary of RBI?
(A) NHB
(B) DICGC
(C) BRBNMPL
(D) All of the above
(E) Only (a) and (b)

11. Loan taken by the person, not telling the purpose of taking loan is called?
(A) Impersonal Loan
(B) NPA
(C) Personal Loan
(D) Concealed Loan
(E) Hidden Loan 

12. Public Sector Banks include?
(A) 20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI
(B) 20 Nationalized Banks + 6 Private Banks
(C) 14 Nationalized Banks + 6 SBI Associates + 7 Private Banks
(D) 20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI
(E) 19 Nationalized Banks + State Bank of India + 6 SBI Associates

13. The formal way of lending includes lending from?
(A) Private Sector Banks
(B) Co-operative Banks
(C) Public Sector Banks
(D) RRB
(E) All of the above

14. Which commission distributes the taxes between centre and states?
(A) NITI Ayog
(B) Board of Direct Taxes
(C) Finance Commission
(D) National Development Counsel
(E) National Advisory Council 

15. The facility not available in the BSBDA is?
(A) deposit amount
(B) withdrawing of cash
(C) ATM Card
(D) withdrawal form facility
(E) All above facilities available


ANSWERS
1
a
1 1
c
2
b
12
a
3
e
13
e
4
c
14
c
5
a
15
e
6
b
7
b
8
c
9
d
10
d


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