1. FD in a commercial bank can be done for a maximum period of -
(1) 15 yrs
(2) 25 yrs
(3) 10 yrs
(4) No limit
(5) None of these
2. Which is the first bank to launch EMI facilities on debit cards?
(1) SBI
(2) Axis
(3) ICICI
(4) HDFC
(5) HSBC
3. Financial assistance for a sum of Rs. 5,000 can be called as:
(1) Small finance
(2) Micro finance
(3) Crazy finance
(4) Petty finance
(5) None of these
4. Certificate of Deposit (CD) is a _____ instrument.
(1) Shot term
(2) long term
(3) negotiable money market
(4) unsecured money market
(5) None of these
5. Which one of the following is not a 'Money Market Instrument'?
(1) Treasury Bills
(2) Commercial Paper
(3) Certificate of Deposit
(4) Equity Shares
(5) None of these
6. "CRAR" stands for?
(1) Currency to risk weighted assets ratio
(2) Capital to risk weighted assets ratio
(3) Capital to risk weighted accurate ratio
(4) Capital to rest weighted assets ratio
(5) None is correct
7. What is the upper limit of Education loan in priority sector for studies in India?
(1) 20 lakh
(2) 5 lakh
(3) 2 lakh
(4) 10 lakh
(5) 15 lakh
8. Short term Money lending for one day is known as___?
(1) Call Money
(2) Term Money
(3) Notice Money
(4) Hot Money
(5) Soft Money
9. What is the RBI’S treasury bill tenure ___
(1) 91 days, 182 days, 364 days
(2) 90 days, 182 days, 364 days
(3) 91 days, 181 days, 364 days
(4) 91 days, 182 days, 365 days
(5) 91 days, 185 days, 365 days
10. Swavalamban Yojana is associated with which aspect of the unorganised sector in India?
(1) Pension Plan
(2) Health Scheme
(3) Financial Inclusion
(4) Life Insurance Scheme
(5) None of these
11. Cheque Truncation System has legal sanction under which of the act?
(1) Banking Regulation Act 149
(2) Reserve Bank of India Act 149
(3) Negotiable Instruments Act, 1881
(4) "CTS-2010 standard
(5) None of these
12. Treasury bills or T-bills, which are money market instruments, are short term debt instruments issued by
(1) Government of India
(2) RBI
(3) Commercial Banks
(4) Both (1) or (2)
(5) None of these
13. What is the rate under which commercial bank do not lend credit to customers?
(1) Bank Rate
(2) Repo rate
(3) SLR
(4) CRR
(4) CRR
(5) Base Rate
14. Vostro Account is an account maintained by a foreign bank with a bank in India in which of the following currencies?
1) Dollar
2) Euro
3) Indian Rupee
4) The currency of the country the bank is based in
5) None of these
1) Dollar
2) Euro
3) Indian Rupee
4) The currency of the country the bank is based in
5) None of these
15. Base Rate regime was introduced with effect from
(1) 1st August 2009
(2) 1st July 2009
(3) 1st August 2010
(4) 1st July 2010
(5) None of these
16. Full Form of “CDR” –
(1) Commercial Debt Recovery
(2) Corporate Debt Restructuring
(3) Credit Debit Rate
(4) Currency Default Ratio
(5) Company Debt Recovery
17. The minimum amount to be deposited every year to keep a PPF account active is ___.
(1) Rs 1000
(2) Rs 500
(3) Rs 10,000
(4) No limit
(5) Rs 600
18. Which among the following Bank starts first cardless cash withdrawal in India –
(1) Union Bank of India
(2) Bank of India
(3) HDFC
(4) ICICI
(5) SBI
19. Which among the following is the first credit rating agency in India?
(1) CIBIL
(2) CARE
(2) CARE
(3) ICRA
(4) CRISIL
(4) CRISIL
(5) None of these
20. Central Bank of India was the first public bank to introduce:
(1) Credit card
(2) ATM Card
(3) Mobile ATM
(4) Internet Banking Facility
(5) None of these
Answers:
1
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3
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6
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2
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11
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3
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16
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2
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2
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3
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7
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4
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12
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1
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17
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2
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3
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2
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8
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1
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13
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5
|
18
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2
|
4
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3
|
9
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1
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14
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3
|
19
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4
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5
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4
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10
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1
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15
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4
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20
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1
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