A Brief Notes On Parliament Of India

PARLIAMENT OF INDIA :

Parliament is the supreme legislative body of a country. Our Parliament comprises of the President and the two Houses - Lok Sabha (House of the People) and Rajya Sabha (Council of States).The President has the power to summon and prorogue either House of Parliament or to dissolve Lok Sabha.

PRESIDENT OF INDIA :

Qualification: 

To be qualified for the position of the President of India, a person must be a citizen of India, completed 35 years of age, eligible to be a member of Lok Sabha, must not hold any office of profit under government of India or any other authority.

ELECTION OF THE PRESIDENT (ARTICLES 54 & 55)

• Article 54 provides that President shall be elected by an electoral college consisting of:-

(a) Elected members of both Houses of Parliament

(b) Elected members of the Legislative Assemblies of the States

• Article 55 (3) states that the election of the President shall be held in accordance with the system of proportional representation by means of single transferable vote. Voting is done through secret ballot.

• To secure uniformity among States and Parity between the Union and States following formula is adopted:-

• After calculating the value of vote of MLAs and MPs, acomplex system of calculating the quota of individual candidates is used which is based on the order of preference of candidates.

• Article 71 provides that all disputes arising out of the election of President or Vice-President shall be 'inquired' into and 'decided' by the Supreme Court whose decision shall be final.

• Oath of affirmation of President's office is administered by the Chief Justice of India (Article 60) or by the senior most judge of the Supreme Court.

• Impeachment is a quasi-Judicial procedure mentioned in Article 61. Impeachment charge against the President may be initiated by either Houses of the Parliament.

THE POWERS OF PRESIDENT OF INDIA :

• President appoints PM, Ministers, Chief Justice & judge of Supreme Court & High Court, Chairman & members of UPSC, Comptroller and Auditor General, Attorney General,Chief Election Commissioner and other members of Election Commission of India, Governors, Members of Finance

Commission, Ambassadors, etc

• He can summon & prorogue the sessions of the 2 houses & can dissolve Lok Sabha

• He appoints Finance Commission (after every 5 years) that recommends distribution of taxes between Union & State governments

The President can promulgate 3 types of Emergencies:- 

• National Emergency (Article 352), 
• State Emergency (President's Rule)(Article 356), 
• Financial Emergency (Article 360)

EMERGENCY POWERS :

Article 352 to 360 provides for Emergency Powers of the President.

Emergencies envisaged under the Constitution are of 3 types:

• National Emergency (Art 352) which arise out of war, external aggression or armed rebellion.

• President's Rule (Art 356 & 365) which is due to failure of Constitutional Machinery in the State.

• Financial Emergency (Art 360), If the President is satisfied that there is an economic situation in which the financial stability or credit of India is threatened.

• He is the Supreme Commander of the Defence Forces of India

• President appoints Chief of Army, Navy and Air force

• He declares wars & concludes peace subject to the approval of the Parliament

• No money bill or demand for grant can be introduced or moved in Parliament unless it has been recommended by the President

• He has the power to grant pardon, reprieve or remit of punishment or commute death sentences.

List of President of India

LOK SABHA :

Lok Sabha, as the name itself signifies, is the body of representatives of the people. It is the Lower House of Parliament. Its members are directly elected, normally once in every five years by the adult

population who are eligible to vote. The minimum qualifying age for membership of the House is 25 years. The present membership of Lok Sabha is 545. The number is divided among the different States and Union Territories. Two Members are nominated by President of India from the Anglo-Indian community.

ELECTION OF LOK SABHA :

• Members of Lok Sabha are directly elected by the People.

• Total membership is fixed at 552 by the Constitution.

• Every citizen of India above 18 and is not disqualified on the grounds of non-residence, unsoundness mind, crime or corrupt or illegal practices is entitled to vote (Art 326)

• Constitution 61st Amendment Act (1987) has reduced the Age of voting from 21 to 18 years

• Its term can be extended beyond 5 years by the Parliament.This can be done during the Proclamation of Emergency(Under Art 352). But this extension can not be done for a period exceeding one year at a time and such extension cannot continue beyond a period of 6 months after

Proclamation of Emergency ceases to operate.

• Delimitation of Constituencies is done after each Census by A designated authority and in a manner as the Parliament by law determines. 1971 census data is being used now.

The number of seats has been freezed till 2026 to maintain the share of states where the rate of population growth is declining.

RAJYA SABHA

Rajya Sabha is the Upper House of Parliament. It is a permanent body. It is not subject to dissolution but one-third of its members retire every two years. Rajya Sabha was duly constituted for the first time on April 3, 1952. It has not more than 250 members(245 members at present).Members of Rajya Sabha are not elected by the people directly but indirectly by the Legislative Assemblies of the various States. Every State is allotted a certain number of members and twelve of Rajya Sabha members are nominated by the President from persons who have earned distinction in the fields of literature, art, science and social service. No member of Rajya Sabha can be under 30 years of age.

FUNCTIONS OF LOK SABHA AND RAJYA SABHA:

The main function of both the Houses is to pass laws. Every Bill has to be passed by both the Houses and assented to by the President before it becomes law. The subjects over which Parliament can legislate are the subjects mentioned under the Union List in the Seventh Schedule to the Constitution of India.Broadly speaking, Union subjects are those important subjects which for reasons of convenience, efficiency and security are administered on all-India basis. The principal Union subjects are :

• Defence 
• Foreign Affairs
• Railways
• Transport and Communications 
• Currency and Coinage
• Banking 
• Customs and Excise Duties 

There are numerous other subjects on which both Parliament and State Legislatures can legislate.

SESSIONS OF THE PARLIAMENT :

•Parliament normally meets in three sessions in an year:-

• Budget Session - February - May
• Monsoon Session - July - August
• Winter Session - November - December

• Adjournments: During a session, there are daily sittings separated by adjournments. These postpone the further consideration of business for a specified time which may extend for hours, days and even weeks.

October Revision Claass 1

1.US President Barack Obama designated which veteran Iraq expert as Special Presidential Envoy to the US-led coalition fighting the Islamic State for Iraq and Syria (ISIS)?

Answer. Brett McGurk

2. Who was elected as the Prime Minister of Canada?

Answer. Canada's Liberal Party leader Justin Trudeau

3. Who was appointed as the CMD of state-run oil marketer Hindustan Petroleum Corp Ltd?
Answer. MK Surana

4. Who was unanimously elected as the first female House speaker of Nepal?

Answer. Onsari Gharti Magar

5. Who was appointed as the chairman of Atomic Energy Commission?

Answer. Sekhar Basu

6.Who was named as the Cultural Ambassador of Seychelles for his contribution in enhancing the country’s Art and Culture Development?

Answer. AR Rahman

7. Who was elected as the Head of the Inter-governmental Panel for Climate Change (IPCC) at its 42nd session in Dubrovnik, Croatia?

Answer. Hoesung Lee

8. Who assumed additional charge as the CMD of Steel Authority of India Limited (SAIL)?

Answer. Dr Anup K Pujari

9. Who was appointed as the Chief Executive Officer of Volkswagen Group?

Answer. Matthias Muller

10. Who won the 2015 Man Booker Prize for Fiction for his novel A Brief History of Seven Killings?

Answer. Jamaican writer Marlon James

Banking Awareness Quiz (Miscellaneous)

1. Kisan Credit Cards (KCC) Scheme was formulated in the year:

(1) 1996

(2) 1997

(3) 1998-99

(4) 2000

(5) None of the above

2. The government has allowed issue of Long-Term Bonds for Insurance Companies and others upto:

(1) 10 years

(2) 15 years

(3) 25 years

(4) 30 years

(5) None of the above

3. Which of the following types of ATMs eliminates the need for PIN entry and authenticated customer transactions by thumb impressions:

(1) White Label ATMs

(2) Biometric ATMs

(3) On-site ATMs

(4) Off-site ATMs

(5) None of the above

4. Which agency is exclusively concerned with the credit needs of all types of agricultural and rural development:

(1) State Bank of India

(2) Industrial Development Bank of India

(3) Reserve Bank of India

(4) NABARD

(5) None of the above

5. What is the name of technology given to the recently introduced computerised clearance of cheques:

(1) Automatic clearance

(2) MICR

(3) Speedline System

(4) Special clearning

(5) None of the above

6. ‘Ways and Means” advances are provided by Reserve Bank of India only to:

(1) central Government

(2) State Government

(3) Both (1) and (2)

(4) None of the above

7. “Micro Credits” are loans:

(1) granted to distressed persons (other than farmers) to pre-pay their debt to non-institutional lenders against appropriate collateral or group security

(2) not exceeding Rs. 50,000 per borrower provided by banks

(3) both (1) and (2)

(4) None of the above

8. Rural Infrastructure Development Fund (RIDF) is financed by:

(1) Selected group of Public Sector Banks

(2) Ministry of Rural Development

(3) Reserve Bank of India

(4) NABARD

(5) None of the above

9. Which of the following is not included in ‘CAMELS’:

(1) Capital Adequacy and Asset Quality

(2) Management and Earing Performance

(3) Employees Performance

(4) Liquidity and Systems

(5) None of the above

10. PAN number is required for all transactions above 

(1) Rs. 25,000

(2) Rs. 50,000

(3) Rs. 1 lac

(4) Rs. 10 lacs

(5) None of the above

11. The components of Tier I capital of a banking company include:

(1) capital reserve representing surplus arising out of sale proceeds of assets

(2) paid-up capital, statutory reserves and other disclosed free reserves, if any

(3) both (1) and (2)

(4) either (1) and (2)

(5) None of the above

12. A mortgage involves:

(1) transfer of ownership

(2) transfer of possession

(3) transfer of interest

(4) All of the above

(5) None of the above

13. Bank holidays under Section 25 of the Negotiable Instruments Act, 1881 are declared by:

(1) State Government for the respective State

(2) Banking Operations Department

(3) Central Government

(4) RBI

(5) None of the above

14. An agricultural advance given for allied activity, viz., poultry, is classified as N.P.A. if:

(1) interest and installments remain unpaid beyond 90 days

(2) interest and installments remain due for 2 crop seasons

(3) interest remains outstanding for 2 and a half years

(4) none of the above

(5) None of the above

15. Banking Regulation Act, 1949, does not at all apply to

(1) nationalized banks

(2) State bank of India and its subsidiaries

(3) foreign banks having branches in India

(4) Primary agricultural credit societies and co-operative land mortgage banks

(5) None of the above

Answers

1. 3

2. 4

3. 2

4. 4

5. 2

6. 3

7. 3

8. 4

9. 3

10. 3

11. 3

12. 1

13. 4

14. 2

15. 4

Banking Pathway: General Awareness Quiz

Ques. : 1 The book titled “To The Brink And Back: India‟s 1991 Story” has been authored by who among the following?

1) Jairam Ramesh 

2) Yashwant Sinha

3) Manmohan Singh 

4) P Chidambaram

5) Jayanthi Natarajan

Ques. : 2 MM Kalburgi, who was killed on 30 Aug at his residence, was a rationalist and an eminent scholar of

1) Kannada 

2) Tamil

3) Telugu 

4) Malayalam

5) Sanskrit

Ques. : 3 Name the noted Indian agriculture scientist who has been awarded the first Sunhak Peace Prize, billed as an alternative to the Nobel Peace Prize. He shares the award with the President of Kiribati Islands, Anote Tong.

1) Modadugu Vijay Gupta 

2) R Paul Singh

3) Surinder K Vasal 

4) Sanjaya Rajaram

5) BR Barwale

Ques. : 4 OP Jaisha set a new marathon national record at World Athletics Championships and ensured the 2016 Rio Olympics spot. The biennial World Athletics Championships 2015 was held in

1) Tokyo 

2) Seoul

3) Beijing 

4) Jakarta

5) Manila

Ques. : 5 Which of the following teams won 2015 Guru Tegh Bahadur Hockey title after 7 years recently?

1) Army XI 

2) Air India

3) Indian Oil 

4) BPCL

5) Western Railway

Ques. : 6 The “Call To Action Summit 2015” on ending preventable child and maternal deaths was held on 27-28 Aug in

1) Kathmandu 

2) Colombo

3) Dhaka 

4) New Delhi

5) Thimphu

Ques. : 7 India gifted the Indian Coast Guard Ship “Varaha” to which of the following countries recently?

1) Seychelles 

2) Mauritius 

3) Myanmar 

4) Sri Lanka

5) Bangladesh

Ques. : 8 The central govt has identified ________ cities and towns across nine states under the ambitious "Housing For All" project aimed at providing 2 cr houses in urban areas by 2022.

1) 98 

2) 108

3) 245 

4) 275

5) 305

Ques. : 9 The govt has fixed health goals to be achieved over the next 15 years. Under the new goals, the maternal mortality rate is to be reduced to ______ per 1000 live births.

1) 150 

2) 100

3) 70 

4) 50

5) 25

Ques. : 10 The National Sports Day in India is celebrated on _________ every year in honour of Indian hockey legend Dhyan Chand on his birthday.

1) 27 Aug 

2) 29 Aug

3) 30 Aug 

4) 31 Aug

5) 1 Sep

ANSWERS

1. 1) Jairam Ramesh

2. 1) Kannada

3. 1) Modadugu Vijay Gupta

4. 3) Beijing

5. 2) Air India

6. 4) New Delhi

7. 4) Sri Lanka

8. 5) 305

9. 3) 70

10. 2) 29 Aug

Banking Pathway: English Quiz

Directions (Q. 1-5): Which of the phrases 1), 2), 3), and 4) given below each sentence should replace the phrase printed in bold to make the sentence grammatically correct? If the sentence is correct as it is, mark 5), ie “No correction required”, as your answer.

1. The labourers continued to work in the field despite of the heavy rains.

1) in spite raining heavily 

2) even though the rain was heavy 

3) through a rainy day

4) even though it rained heavily 

5) No correction required

2. Had you tell me about your plan earlier, I would have helped you.

1) If you would have told 

2) Had you have told 

3) Had you told

4) Having been told 

5) No correction required

3. They felt humiliated because they realized that they had become cheated.

1) were been cheated 

2) had been cheated 

3) had been cheating

4) were supposedly being cheated 

5) No correction required

4. He found the pen as he cleans the floor.

1) while cleaning 

2) as he was in cleaning 

3) while he cleans

4) as he had cleaned 

5) No correction required

5. Because of his influence in the area, his suggestion are largely accepted.

1) are widely accepted 

2) are without question accepted 

3) are in favour accepted

4) are accepted in large quantity 

5) No correction required

Directions (Q. 6-10): Given below are six sentences A), B), C), D), E) and F). Arrange them in a proper sequence so as to form a meaningful paragraph and then answer the questions given below.

(A) Milk, beverages and soup are also high in water content.

(B) Water is the major ingredient of all drinks.

(C) However, they can only be a source of fluid intake and cover only a small part of loss of body fluid.

(D) For instance, diluted squashes have 86 per cent of water content, fruit juices 90 per cent and carbonated drinks 65 per cent.

(E) Low-moisture foods such as grains and meat products do not contribute significantly to water intake.

(F) Many fruits and vegetables are a good source of water—like leafy vegetables, cucumber and watermelon.

6. Which will be the ‘LAST’ sentence in the paragraph?

1) A 

2) B 

3) C 

4) D 

5) E

7. Which will be the ‘FIRST’ sentence in the paragraph?

1) B 

2) C 

3) D 

4) E 

5) F

8. Which sentence will come at ‘FOURTH’ place in the paragraph?

1) A 

2) C 

3) E 

4) F 

5) D

9. Which sentence will come at ‘SECOND’ place in the paragraph?

1) C 

2) D 

3) A 

4) B 

5) E

10. Which will be the ‘FIFTH’ sentence in the paragraph?

1) B 

2) D 

3) A 

4) F 

5) C

Answers: 

1. 4

2. 3

3. 2

4. 1

5. 1

(6-10): BDAFCE

6. 5

7. 1

8. 4

9. 2

10. 5

Banking Pathway: Reasoning Quiz

Directions: Study the following information carefully and answer the questions given below:

A, B, C, D, E, F and G are seven friends. They are going for different destinations viz. Delhi, Mumbai, Kolkata, Chennai, Ranchi, Patna and Lucknow on different days of the week i.e. Sunday, Monday, Tuesday, Wednesday, Thursday, Friday and Saturday but not necessarily in the same order. A goes to Lucknow on Thursday and D goes to Mumbai but not on Sunday. E and G goes to their destinations on Saturday and Tuesday respectively. F goes to Patna whereas the one whose destination is Kolkata goes on Monday. Ranchi is not C’s destination but he goes on Wednesday. The person whose destination is Delhi does not go on Tuesday or Wednesday.

1. Which of the following sequences is correctly matched?

1) E - Mumbai - Saturday 

2) E- Patna - Sunday 

3) C - Chennai - Wednesday

4) B - Ranchi - Tuesday 

5) D - Delhi - Friday

2. Who among the following goes to his destination on Friday?

1) F 

2) B 

3) G 

4) D 

5) None of these

3. G goes to which destination?

1) Ranchi 

2) Chennai 

3) Mumbai 

4) Patna 

5) Kolkata

4. Which among the following in not correct?

1) F - Sunday - Patna 

2) A - Thursday - Lucknow 

3) C- Wednesday - Chennai

4) G - Saturday - Delhi 

5) None of these

5. On which day F goes to his destination?

1) Sunday 

2) Monday 

3) Tuesday 

4) Wednesday 

5) Saturday

Directions : Study the information and answer the following questions.

In certain code language, 'total flooring area with wood' is written as 'pa da te ro hi', 'marble cost in total'. is written as 'co hi ni zo', 'Marble with tiles' is written as 'te zo ga', 'wood tiles cost much' is written as 'ga cha da ni', ' square area' is written as 'ro su'.

6. What is the code for 'flooring' in the given code language?

1) hi 

2) ro 

3) pa 

4) te 

5) da

7. Which of the following does 'ga' stands for?

1) cost 

2) much 

3) tiles 

4) wood 

5) can't be determined

8. Which of the following is the possible code for 'wood door in cost'?

1) su do ni co 

2) mo da ni zo 

3) su ga re mo

4) mo co da ni 

5) None of these

9. Which of the following is represented by the code 'da ni cha'

1) wood cost much 

2) wood flooring area 

3) much flooring area

4) wood much total 

5) can't be determined

10. Which of the following is the code for 'Marble flooring area.'

1) pa da ga 

2) zo ro pa 

3) su ra za 

4) pa ro su 

5) None of these

Answers:

(1-5):

Person Destination Days

F Patna Sunday

B Kolkata Monday

G Ranchi Tuesday

C Chennai Wednesday

A Lucknow Thursday

D Mumbai Friday

E Delhi Saturday

1. 3

2. 4

3. 1

4. 4

5. 1

(6-10):

Total - hi

with - te

wood - da

area - ro

Marble - zo

tiles - ga

Cost - ni

much - cha

in - Co

Flooring - Pa

6. 3;

7. 3

8. 4;

Wood - da

Door - mo

in - co

Cost - ni

9. 1

da - wood

ni - cost

cha - much

10. 2

Marble - Zo

Flooring - Pa

Area - ro

Sardar Vallabhbhai Patel: "The Iron Man of India"

The Statue of Unity is under construction monument dedicated to Indian independence movement leader Vallabhbhai Patel located in the Indian state of Gujarat. 182 metres (597 feet) in height, it is to be located facing the Narmada Dam, 3.2 km away on the river island called Sadhu Bet near Vadodara in Gujarat.

Dear BA'ians,

This is the eve time to celebrate the Birth Anniversary of  "Sardar Vallabhbhai Patel"  "The Iron Man of India" and our first Deputy Prime Minister. This day is celebrated as "National Unity Day" or "Rashtriya Ekta Diwas". The slogan for this Birthday is "Sardar Patel Ka Sapna, Ek Jut Ho Bharat Apna".

Today, Our Hflagged off the 'Run For Unity' in New Delhi to mark the 140th birth anniversary of Sardar Vallabhbhai Patel, and urged people to take inspiration from his life and work for the country's unity and integrity.

After administering a 'pledge of unity' to the thousands gathered at Rajpath, PM Modi also asked people to remember Sardar Patel's message on unity. "If our goal is to take Mother India to new heights in the world, then the first condition for that is unity, peace and harmony," he said and added that "If 125 crore Indians will take one step forward with the mantra of unity, peace and harmony, then the country will move 125 crore steps in one go."

The Prime Minister also announced that 'Ek Bharat Shreshtha Bharat' initiative will be launched soon under which every state will choose another state each year and then promote its language and culture.

Vallabhbhai Jhaverbhai Patel ( 31 October 1875 – 15 December 1950) was an Indian barrister and statesman, one of the leaders of the Indian National Congress and one of the founding fathers of the Republic of India. He was a social leader who played a leading role in the country's struggle for independence and guided its integration into a united, independent nation. In India and elsewhere, he was often addressed as Sardar, which means Chief in Hindi, Urdu and Persian.

As the first Home Minister and Deputy Prime Minister of India, Patel took charge of the task to forge a united India by integrating into the newly liberated nation those British colonial provinces "allocated" to India.

1. He was a real fighter who fought for the "Self-Rule" being a part of Satyagraha and Quit India Movement.

2. He was a leader who will never back down or step back from leading the mass towards Independence.

Being an Iron Man of India and leading the India towards and after Independence, we should learn some lessons from him and inculcate them in our life -

• "Women in one way are extremely courageous. Men do not endure the miseries to the extent women do. So long as women are not sufficiently educated and inculcated with national spirit, till then there will be no prosperity."
• "Caste, community will rapidly disappear. We have to speedily forget all these things. Such boundaries hamper our growth."
• A drunkard can never become a man of character. He does not have sense of good or evil. He is not able to control himself. Therefore, give up drinking forever.
• No one should spit on the roads, should not throw remnants of eatables on the streets, and should not make the places dirty.
• Non-violence has to be observed in thought, word and deed. The measure of our non-violence will be the measure of our success